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  1. Programs
  2. Certified Credit and Risk Analyst (CCRA)

Certified Credit and Risk Analyst (CCRA)

National Association of Credit Management

Certification

Become a contributor for free to openly demonstrate student outcomes, industry alignment & eligibility criteria.

The Certified Credit and Risk AnalystSM (CCRASM) Designation is an academic-based designation which signals mastery in the analysis and interpretation of financial statements and the ability to make informed credit risk assessments.

Format

Online

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Program Pathways

Credentials this program stacks toward

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Program Details

Detailed information about this program

he Certified Credit and Risk AnalystSM (CCRASM) Designation is an academic-based designation which signals mastery in the analysis and interpretation of financial statements and the ability to make informed credit risk assessments. The NACM Career Roadmap is not required for this designation. The final exam for the Financial Statement Analysis 2: Credit and Risk Assessment course will serve as the designation exam. The three courses needed to qualify for this designation are: Basic Financial Accounting Financial Statement Analysis 1 Financial Statement Analysis 2: Credit and Risk Assessment View Course Options to Work Towards your CCRA. How to Apply for the CCRA Designation Submit the following to the NACM Education Department: The Education Department Registration Form. Course grade transcripts for Basic Financial Accounting and Financial Statement Analysis 1 if not taken through NACM-National. Official college transcripts. Transcripts must be received directly from your college. The CCRA Registration Form.

Requirements

What you need to earn this credential

No requirements listed.

Financial Aid

Eligible funding programs

No funding information available.

Scholarships

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Locations

Where this program is offered

No locations specified.

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Related Programs

Programs related to this one

No related programs.

Skills & Competencies

Skills developed through this program

  • Apply Accounting Principles and the Accounting Equation In Business Contexts
  • Analyze and Record Business Transactions Using Double Entry Accounting
  • Apply the Adjusting Process and Prepare Adjusted Trial Balances
  • Complete the Accounting Cycle Including Closing Entries and Financial Statements
  • Apply Manual and Computerized Accounting Systems In Business Operations
  • Manage Accounting for Merchandising Businesses Including Transactions and Adjustments
Career Pathways

Occupations this program prepares you for

  • Financial Risk Specialists13-2054.00
  • Financial Managers11-3031.00
  • Financial Specialists, All Other13-2099.00
What You'll Learn

Key competencies developed through this program

Auto-populated·from NSX Competency Framework

Mastery: developing (Level 2)(based on Certification)

  • Client fee and commission structures — calculate, reconcile, and process payments in accordance with contract terms with minimal supervisory review.
  • Industry trend reports and deal databases — monitor and synthesize emerging market developments to inform risk advisories for an assigned client portfolio.
  • Candidate and client evaluation criteria — conduct structured interviews or portfolio reviews to assess suitability of prospective clients with moderate oversight.
  • Financial analysis and analytical software — configure and run risk models independently, interpreting outputs to identify exposure patterns on routine engagements.
  • Critical thinking frameworks — apply to evaluate competing risk scenarios and recommend appropriate mitigation options within familiar business contexts.
  • Human resources and content workflow software — coordinate cross-functional documentation processes to maintain compliance records for active client accounts.
  • Presentation software — develop clear risk summary decks and findings reports for delivery to internal stakeholders and client representatives.
  • Economics and accounting knowledge — apply to assess the financial health indicators of client portfolios and flag deviations from expected performance benchmarks.
  • Complex problem-solving methods — work through multi-variable risk situations by drawing on established analytical protocols adapted to specific client circumstances.
  • Written analytical reports — produce well-structured risk assessments and recommendations for review by senior specialists and client relationship managers.

Some details on this page are auto-populated from public workforce data sources: O*NET (opens in new tab), BLS (opens in new tab), College Scorecard (opens in new tab), DOL Training Provider Results (opens in new tab), NSX (opens in new tab). Provided in partnership with LER.me Career Intelligence.

Student Outcomes

Performance metrics for this program

Auto-populated·from Scorecard + DOL
Completion Rate
Not reported
Placement Rate
50%