Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
SOC: 13-2041.00
Common Job Titles
Credit AdministratorCredit AnalystCredit OfficerCredit Representative
Wage Data According to the Bureau of Labor Statistics
Annual wage data for Credit Analysts (2024)
Estimated Total Employment (U.S.)
67,370
Wage Distribution by Percentile
| Metric | U.S. |
|---|---|
| 10% of workers earn the following or less | $52,930 |
| 10% of workers earn the following or more | $168,840 |
| Workers on average earn | $98,040 |
+ indicates wage is at or above the BLS reporting cap ($239,200/year)
Skills & Requirements
Key competencies for this occupation, ranked by importance
- Economics and Accounting4.5/5
- Mathematics3.9/5
- English Language3.9/5
- Law and Government3.3/5
- Administrative3.0/5
Tools & Technology
Equipment and software commonly used in this occupation
In-Demand Technology
Frequently requested by employers in job postings
Microsoft DynamicsMicrosoft ExcelMicrosoft Office softwareMicrosoft OutlookMicrosoft PowerPointMicrosoft SQL ServerMicrosoft Visual BasicMicrosoft Visual Basic for Applications VBAMicrosoft WordPythonSAP softwareSASStructured query language SQL
Technology Skills
CGI-AMS BureauLink EnterpriseCGI-AMS CACS EnterpriseCGI-AMS StrataCredit adjudication and lending management system CALMSCredit and risk analysis softwareCredit fraud detection softwareDun and Bradstreet Global DecisionMakerEquifax Advanced Decisioning
Tools & Equipment
10-key calculatorsDesktop computersNotebook computersPersonal computersScanners